EDF offers funds meant for all operational activities associated with an export or import substitution venture that fall within our focus areas.
Examples can be funds for procuring raw materials and other operational costs ranging from production, value addition to structured trade. The facility is offered in both Malawi Kwacha and United States Dollar currencies as below:
| MALAWI KWACHA | US DOLLAR | |
| Minimum amount | 10 million Kwacha | 1 million US dollars |
| Tenor | Up to 12 months | Up to 12 months |
What is a Working Capital Loan?
A working capital loan is a loan that is taken to finance a company’s everyday operations. These loans are not used to buy long-term assets or investments and are, instead, used to provide the working capital that covers a company’s short-term operational needs. Those needs can include costs such as payroll, rent and debt payments. In this way, working capital loans are simply corporate debt borrowings that are used by a company to finance its daily operations