Driving Malawi's international competitiveness and inclusive growth

Accessing Working Capital for Exports: Understanding EDF’s EPaC Facility

Accessing Working Capital for Exports: Understanding EDF’s EPaC Facility

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As global trade opportunities expand, more Malawian businesses are looking beyond local markets. But for many, turning export potential into reality is far from straightforward. One of the most common stumbling blocks is limited access to working capital—funds needed to process, package, and ship goods before payment is received. Recognising this gap, the Export Development Fund (EDF) developed a targeted financial solution to help exporters deliver on international orders with confidence.

 

The Export Dilemma: Capital When You Need It Most

Picture this scenario: Your company has just secured a significant international order—an opportunity that could establish your business in the global marketplace. But there's a catch. Before you can fulfill this order and receive payment, you need to invest in raw materials, pay your workforce, process your products, and ensure they're packaged to meet international standards.

This timing gap between investment and payment is where many promising export opportunities falter. Without adequate working capital, businesses must either decline valuable contracts or risk financial instability by stretching their resources too thin.

Export Packing Credit Facility: Your Pre-Export Financing Solution

The Export Packing Credit Facility (EPaC) is EDF's answer to this common challenge. This specialized financing tool provides up to 85% of the total project costs associated with preparing goods for export, allowing you to:

  • Confidently accept larger international orders
  • Maintain consistent production quality and timelines
  • Meet rigorous global packaging and processing standards
  • Preserve your operational cash flow while expanding your export business

How EPaC Works for You

The EPaC facility is thoughtfully designed to align with the natural cycle of export transactions. We provide the capital when you need it—during the production and preparation phases—and structure repayment to coincide with when you receive payment from your international buyers.

Key features include:

  • Substantial Financing: Up to 85% of total project costs (with a minimum 15% contribution from your business)
  • Synchronized Repayment: Terms aligned with your export payment schedule
  • Flexible Collateral Arrangements: Tailored to match your business's unique asset portfolio

Who Can Access EPaC Financing?

To ensure this facility serves those who will use it most effectively, we've established clear eligibility criteria:

  • A legally registered business operating in Malawi
  • A comprehensive business plan detailing operations, market strategy, and financial projections
  • At least three years of audited financial statements
  • Customized collateral arrangements based on your business assets
  • Positive credit references demonstrating financial responsibility
  • Verified export contracts or purchase orders from an international buyer

We Are Here to Help

The future of Malawi's economy is linked to our ability to diversify exports and establish a strong presence in international markets. By providing targeted financial solutions like EPaC, EDF is helping transform Malawian businesses into competitive global players.

Whether you're an established exporter looking to scale or a new entrant preparing for your first international shipment, EDF is ready to support your journey with both the capital and expertise you need to succeed.

Ready to Take Your Exports to the Next Level?

If you're an exporter seeking to fulfill international orders and expand your global footprint, the Export Packing Credit Facility could be the catalyst your business needs.

Take the next step today:

  • Fill out our quick assessment form to help us understand your specific financing needs
  • Visit our website at www.edf.mw for more information
  • Contact our team directly at This email address is being protected from spambots. You need JavaScript enabled to view it. to discuss how EPaC can support your export goals

Contact Information

Export Development Fund
Public Service Pension Trust Fund House, 1st Floor, Plot Number 13/41, Presidential Way Drive Opposite Golden Peacock Office Complex. Lilongwe, Malawi
+265 992 859 129 / 882 415 633
edf@edf.mw

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